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Disclosure of Capacity


Kharava P/L trading as Focus Planning abn 56 007 163 680
99 Mair St East, Ballarat, 3350 acn  007 163 680

Director;

Russell Cartledge

Qualifications:

Diploma of Financial Planning   more
 - Certificates; DFP1, DFP2, DFP3
Financial Services Essentials   more
Director's Statement;
"I am authorised to consult and advise on Life Insurance, Trauma Insurance, Income Protection, Superannuation and Investment products.
Because of the complex nature and privacy status of data collection, I employ the services of people with integrity to assist in this important procedure."             (please refer to privacy statement)



Russell Cartledge, Director



Diploma of Financial Planning
The Diploma of Financial Services (Financial Planning) is a nationally accredited course under the Australian Quality Training Framework. It is a specialist qualification that has been agreed by the industry as the best combination of skills for the financial planning sector. The course aims to provide ASIC compliance in financial planning, managed investments, insurance, securities, derivatives and cash deposit taking.



Australian Securities
Industry Commission

Financial Services Essentials

Completion of this program results in participants receiving an Advanced Diploma of Financial Services (Financial Planning), a nationally recognised qualification.


Financial Planning
Association

Advanced Diploma of Financial Services (Financial Planning)

Click here for information on the FPA's Financial Planners' Code of Ethics and Rules of Professional Conduct

Specialist Knowledge:

Derivatives
Financial Planning
General Insurance
Generic Knowledge
Insurance Broking
Life Insurance
Managed Investments
Securities
Skills
Superannuation



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